It can take upwards from three years for a build-to-order (BTO) flat from Housing Development Board (HDB) to be ready. Some projects can take just two years; others, nearly six. For newlyweds, this can prove to be quite a trying situation. It is a frustrating process (trust me, I know), and while a proposed date of completion is usually offered, it is rarely accurate. Here are some housing options you can consider while playing the waiting game:

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